Life Insurance, Accidental Death & Dismemberment
Doubles the amount of insurance if death is caused by accident and includes loss of use coverage.
Dependent Life Insurance
Insurance protection for dependents is provided.
Short-Term Disability
Guaranteed income in the event of an accident or sickness. Starting day and duration per plan specification.
Long-Term Disability
Income replacement coverage continues for 2 years, 5 years or to age 65.
Major Medical
Extended health coverage for prescription drugs (including optional drug card), paramedical, semi-private hospital, outside Canada coverage, unlimited worldwide insurance.
Dental
Basic coverage plus root canal and periodontics at 80% or 100%. Crowns, dentures and orthodontics available to larger groups.
Employee Assistance Program
Provides short term counselling for employees and their immediate family members.
Office Overhead Coverage
Helps pay business overhead expenses when the business owner is disabled.
Critical Illness Insurance
Guaranteed Compliments life insurance coverage. If a specified life threatening illness is contracted and survived for 30 days, this plan will pay $25,000 to the insured.
Special Insurance Features
- Available to all businesses that are incorporated, partnerships or sole proprietorships.
- Available to groups of 1 to 25 employees.
- Benefit selection is flexible so you can design your own plan.
- Rates and discounts are based on a very large group of companies and are therefore competitive.
- Total cost of employee benefits is a Tax Deductible Business Expense.
- Guaranteed basic coverage to groups of 5 or more.
- Health & Dental benefits are fully pooled to protect small businesses against large rate increases.
- Canada wide Toll Free lines are maintained.
- Service provided by a Resident Qualified Group Consultant
For more information contact:
www.chambers.ca